Commercial Trucking Insurance

Why Do You Need Trucking Insurance?

For-hire truckers are more than drivers- they’re business owners. And they spend their life on the road. Whether your customers are owner/operators, drivers operating company-owned vehicles, or any other trucker for hire, we’ll help you keep their businesses running strong with our For-Hire Transportation Program. From Non-Trucking Liability to Physical damage and more, we offer the key commercial coverages they need to protect them no matter where they run, local to long haul or anywhere in-between—even when they’re off the clock. 
  • For-Hire Transportation
  • For-Hire Specialty Truck
  • General Freight
  • Agricultural Hauling
  • Household Movers
  • Expediters
  • Refrigerated goods transport
  • Escort Services- trucks and autos
  • Auto Haulers
  • Tractor and trailer combinations
  • Straight trucks
  • Refrigerated trucks and trailers
  • Flat Beds
  • Stake trucks
  • Sprinter trucks

Fast, free filing support

When it comes to filings, let us take the wheel. If your trucking customer needs a filing,
we’ll issue all the state and federal filings they need to stay legal, no matter where they
run. In most cases, we’ll submit the filing that same day—so your truckers can get on the
road, and in business, fast.

It’s important that when customers apply for a filing, they list all commercially owned and
operated vehicles—as well as all vehicles running under their authority—on the
policy. If you have questions, give us a call and we’ll walk you through the whole process.
Or, if you prefer to become a filings expert yourself, view our free online training course.

Key For-Hire Transportation coverages

Primary Liability
  • We offer limits up to $2 million—plus, we transmit state and federal filings promptly to get your customers in business fast.
Non-Trucking Liability (NTL)*
  • When truckers are under permanent lease to a motor carrier that provides their Primary Liabilitycoverage, NTL provides liability coverage while they use their truck for most non-business, personal use. NTL will not provide coverage when the customer is hauling any type of cargo, whether they are being paid or not, or coverage for any activities deemed to benefit the motor carrier.
Motor Truck Cargo
  • Helps truckers cover the value of the cargo they haul as well as additional costs, such as debris removal, earned freight charges and more with separate limits and no additional deductible. 
Motor Trucking General Liability (GL)
  • Helps professional truckers meet a contractual requirement with GL—which pays for damages caused by them when they’re not driving.
Rental with Downtime
  • Helps truckers get a temporary rental if their vehicle’s down due to a covered cause of loss; if a replacement can’t be found, it pays them up to the daily maximum limit to help them cover expenses—even if they can’t work.
Motor Truck Cargo Refrigeration Breakdown
  • Provides truckers with legal liability protection for a loss due to accidental breakdown of refrigeration or heating units. Plus, you can write these Physical Damage coverages with or without Liability coverage:
  • Permanently Attached Equipment
    • Provides additional coverage for equipment, such as loaders and tarping systems, when included in the stated amount.
  • Comprehensive Only
    • Makes it easy for customers to continue limited coverage while storing a vehicle during the off-season.
  • Trailer Interchange
    • Provides Physical Damage coverage to any non-owned trailer a trucker is using—normally required when hauling a trailer under a Trailer Interchange Agreement.

Call us for a FREE quote.
Email our agent Amanda for your trucking insurance today!
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